The Time to Consolidate Your Student Loans is Now

I don't know if you're a fan of financial guru and radiorefinancing is now.
show host Dave Ramsey, but I certainly am.Federal student loan interest rates are at an all time
I listen to Ramsey every day and find his advice tolow, but that can't last forever.
be based on common sense principles for getting outBy refinancing your student loans now, you lock in
of debt and building wealth.the interest rate for the duration of the consolidation
One thing that Ramsey recommends is that if youloan.
have high interest student loans, you should refinanceThe first thing you need to do is find out if you are
and consolidate them now to lock in a reducedeligible for student loan consolidation.
interest rate and lower your monthly payments.On a referral from a friend, I found one online
Other financial pundits agree. Most agree withorganization that offers a free survey that will tell if
Ramsey that the sooner you consolidate andyou are eligible for a federal student loan
refinance old high interest student loans, the betterconsolidation.
off you will be.This organization says their average customer saves
I don't have student loans (no college would have me$150 a month or $1,800 annually. That can add up to
:o), but many of my friends do.one heck of a savings over the life of a 5 to 10 year
I live in a very high tech area with lots of degreedloan.
engineers and programmers and scientists, many ofSimply complete the online survey found at the link
whom owe tens of thousands of dollars in old schoolbelow to see if you are eligible to consolidate your
loan debt.student loans.
If you have student loans the time to think about