| The Coalition for Better Student Loans is a group | | | | in the first two years of post secondary education |
| comprising of parents, financial administrators, loan | | | | and the creation of flexible borrowing accounts for |
| providers and organizations that represent more than | | | | the remaining period of undergraduate study. It is |
| 2,000 colleges and universities across the United | | | | also trying to increase the loan limits for graduate and |
| States. The main function of this group is to bring | | | | professional students. The coalition wants the |
| about changes in the federal loan system and to find | | | | origination fee, which is charged to low income |
| ways so that more students can opt for higher | | | | students when they take an educational loan for |
| education. | | | | higher studies, to be abolished. As per the federal |
| The group has some of the most important financial | | | | law, a student can repay the loan after 10 years of |
| administrators and organizations as its members. | | | | availing it. The coalition wants the government to |
| American Council on Education, Association of | | | | introduce greater initial repayment flexibility for |
| American Universities, College Parents of America, | | | | students and the use of interest only or part interest |
| Consumer Banker's Association, Education Finance | | | | plans and extended period of repayment. |
| Council, National Association of Independent Colleges | | | | Consolidation loans were originally created by |
| and Universities, National Association of State | | | | Congress to simplify the process of loan repayment |
| Universities and Land Grant Colleges, National | | | | for borrowers who had multiple loans and to help |
| Association of Student Financial Aid Administrators, | | | | them have lower monthly payments. The coalition |
| National Association of Higher Education Loan | | | | proposes to extend use of loan consolidation for the |
| Programs and Sallie Mae all go up to make the | | | | benefit of students. The coalition also wants the |
| Coalition for Better Student Loans. | | | | Congress to give $1 billion for loan forgiveness |
| The Coalition is working towards increasing loan limits | | | | programs. |