| If you need student loan help because you are | | | | you will definitely have double the loans. Borrowing |
| drowning in student loans from college, you'll find | | | | more money, you have to agree, is probably the |
| some ideas here. You'll find a bonus second method | | | | worst way to get out of debt you can find. Last, |
| right after it with solid tips in case you don't like the | | | | you may have noticed that for this method to work, |
| first one. And what with all the federal bailouts, | | | | you have to declare bankruptcy. That will haunt you |
| students could use some help, too. Especially those | | | | for years, and who wants to be haunted? Okay, not |
| students who borrowed more than they should have. | | | | the best way to get student loan debt help. Let's |
| Here you have one of the best, quickest and craziest | | | | consider some other options. |
| ways to get rid of that student loan debt or | | | | More Options |
| consolidation loan you've ever seen. This method | | | | If you are like most people, you have between |
| won't necessarily be your first choice, but read on. | | | | $10,000-$30,000 of student loans. About |
| Super Fast Student Loan Help Method: Credit Swaps | | | | $19,000-20,000 is average, by the way. You could |
| Many Wall Street high rollers used credit swaps, now | | | | look at it like a car loan, but instead of a car, you |
| you can, too. Get as many credit cards as it takes to | | | | have a cool, sleek diploma. |
| payoff your student loans. Don't charge anything on | | | | - If you have a great job with beau coup extra |
| them! Nothing! Until you have enough to pay for all of | | | | money, just pay it off. |
| your student loans. Once you have enough, take out | | | | - You can move to a smaller place, send you extra |
| cash advances on your cards or just use the little | | | | money to pay down your student loans or |
| checks they send you. Pay off your student loans as | | | | consolidation loan. |
| fast as you can get cash advances. You have to do | | | | - You can stop putting money in your 401K or IRA, if |
| it all at once, or you'll have more payments, more | | | | you still are, and pay off your student loan. Sounds |
| debt, and more problems. Voila! No student loans! | | | | drastic, to stop contributing, but if you need to pay |
| Now you can declare bankruptcy like everybody else. | | | | off a loan, it works. |
| Possible Flaws in the Method | | | | Paying off loans can really put a crimp in your life. On |
| Perhaps you can see the flaws in this method. First, | | | | the other hand, getting rid of one by discharging your |
| using a loan to pay off a student loan may not be | | | | student loan feels great and puts on more solid |
| the best idea. If you don't get enough new credit, | | | | footing. |