| It can be so confusing when you are ready to | | | | - Your choice of payment plans. |
| graduate high school. You aren't sure what you are | | | | Just do your research because there are many |
| doing or where you are going. Then there are the | | | | frauds present online. Here are some things to look |
| costs of attending a college or university. An | | | | into: |
| estimated eight million students a year need financial | | | | - Make sure the lender or site is secure with a |
| help. Today it can be overwhelming, especially if you | | | | privacy policy. |
| factor in room and board costs. But now you can | | | | - Do you need a cosigner? |
| apply for student loans and it could not be easier. | | | | - What information is needed? |
| You can even apply from the comfort of your home | | | | There are many online resources like Ed Loans |
| on your computer. Using your computer will save | | | | Wizard to help you estimate exactly how much cash |
| time, money, and is far more convenient. There are | | | | you will need. You can also find out and compare the |
| benefits if you decide to apply for student loans | | | | costs of different schools through such resources as |
| online: | | | | Education Loan Marketplace. Of course, you can visit |
| - You can find loans that are affordable with low | | | | your bank branch and apply for a student loan that |
| interest. | | | | way. You will have to pay them back with interest |
| - Most student loans you find online are unsecured, | | | | that could last over a lifetime. It is estimated most |
| which means you don't have to use collateral, like a | | | | people pay off their loans within 5 years of |
| home, to secure the loan. | | | | graduation. |
| - Applying online is easy and fast. | | | | There are many varieties of loans covering different |
| - You have a chance to earn. | | | | backgrounds and situations. If you are a minority, you |
| - There's no paperwork! | | | | may have more options. You can find loans for |
| You can apply for student loans directly through a | | | | Native, Black or Latino backgrounds. There are loans |
| lender or via a loan website. There is certain | | | | for people with disabilities and for those that speak |
| information that you will need to provide like: | | | | specific languages. It is surprising, the amount of |
| - Your name and address. | | | | choices available when you are looking to apply for |
| - Two personal references. | | | | student loans. |
| - The balance and interest of current loans. | | | | |