| Student loans are a helpful accessory when you need | | | | of loan is offered to both undergraduates and |
| to cover costs when deciding to further your | | | | graduates and it helps to cover school expenses |
| education, including housing and tuition. Student loans | | | | when federal student aid does not cover your those |
| are there to be financial lifesavers when grants or | | | | leftover expenses. Private student loan applications |
| scholarships leave your school funding a little short. | | | | can be found online and you are subject to a credit |
| There are federal loans available as well as private | | | | review by the potential lender. Your own credit or |
| student loans that will help with the financial overload. | | | | your parent's credit is open for review and a |
| Loan consolidation is another helpful tool when | | | | co-signer may be needed if either credit rating is not |
| borrowed loans are at the repayment period and you | | | | approved for the loan. Obtain an application for your |
| are feeling overwhelmed. | | | | private student loan through your lender of choice or |
| Federally funded student loans can be applied for | | | | their online website, if applicable. |
| online. FAFSA is an online free application for federal | | | | Student loan consolidation becomes your best friend |
| student aid. This program is available for both | | | | when the repayment period of your student loans |
| students and parents looking to apply for financial | | | | becomes overwhelming. Loan consolidation will give |
| help. The application has seven steps that will ask | | | | you a break and put your various loans into one low |
| you questions regarding your personal information, | | | | monthly payment instead of various repayment |
| your school and plans, and financial information. The | | | | dates with different amounts to pay for each loan. |
| Federal Parent Loan for Undergraduate Students, or | | | | The Sallie Mae foundation is an excellent example of |
| PLUS, is a loan program that relies on a good credit | | | | a loan consolidation program. All you have to do is |
| rating in exchange for helping with the financial needs | | | | visit their website and you have the option of |
| of your student. This low interest rate program will | | | | downloading the application and sending it through the |
| help cover not only tuition costs, but also housing, | | | | mail or filling it out online and applying for it right that |
| books, and supplies. This student loan can be applied | | | | second. It is a simple way to achieve student loan |
| for online or through the mail. | | | | consolidation and it will give you the well-deserved |
| Private student loans are loans that are not offered | | | | sigh of relief and piece of mind.copyright 2005, 4th |
| through the federal government. They are available | | | | Media Corporation. |
| through banks or other financial institutions. This type | | | | |