| When you are single mom it is sometimes hard to | | | | much your parents make. You can appeal the |
| juggle work, your child, and even having some or any | | | | rejection of the application by visiting the financial aid |
| kind of a social life. If you're going to college it's even | | | | office and completing an application of repeal form to |
| harder to time manage and money manage your life | | | | begin the appeal process. |
| and your lifestyle. Financial aid is a good way for the | | | | Once the application is accepted, you will be notified |
| single mom to pay for college and at the same time, | | | | through the mail and you will be issued a pin number. |
| give her the flexibility to have a little money extra to | | | | A pin number is a 4-digit number that will identify you |
| pay off some living expenses that are procured of | | | | as the owner of your student financial aid account. |
| being a college student as well as a single mom. With | | | | Once your application is secure, you must then |
| financial aid, you will have to pay the money back, | | | | choose a lending institution. This is usually a financial |
| but you can be assured that your tuition and books | | | | aid lending institution that is nationwide, or you can |
| will be paid for. It is always prudent to look for | | | | use a local bank that is in your own town. When you |
| scholarships and grants before financial aid, because | | | | sign for of the financial aid at the lending institution, |
| with those programs you do not have to repay the | | | | you will be asked to sign paperwork that you will be |
| money. | | | | responsible paying back the loan. Paying back your |
| The first thing you have to do to apply for financial | | | | loan is one of the most important things about |
| aid for college is to fill out a FAFSA application. | | | | getting a student loan. If you don't pay back the |
| FAFSA stands for "Free Application for Student Aid". | | | | loan, you can have your paycheck garnished, you can |
| With this application you will be asked personal | | | | lower your credit score, and any tax refund that you |
| information like the location, what kind of money | | | | might have coming back to you from either the |
| your parents made, whether you support another | | | | state or federal government will be held back as |
| person (as a single mother you do), and what kind of | | | | payment on behalf of your student loan. |
| money that you made the previous year. If you are | | | | Remember, if you do not need the money, do not |
| financially secure and make too much money financial | | | | accept it. You have to pay these loans back. Even |
| aid may not be granted to you. This is also true if | | | | though they have little or no interest attached to |
| your parents are able to help you pay for college and | | | | them, you are still responsible for paying them off |
| they make a lot of money. In these situations, your | | | | once you graduate. Paying back the loans as soon as |
| application may be denied. You have to prove to the | | | | possible means as a single mom with your child and |
| financial aid office that you are indeed a single | | | | your family, you no longer have to worry about a |
| mother, and you need the money no matter how | | | | large amount of student loans that are out. |