| The most important part of preparing for your | | | | and extension. You should also include a space for |
| education is obtaining funding for college - most of | | | | general notes about the company to help you |
| which will be through obtaining student loans. This can | | | | determine who has the best customer service and |
| be a very easy process, but if you want the best | | | | other qualities important in a loan company. |
| loans for your finances you should really consider | | | | 4. Start contacting student loan companies. Carefully |
| various student loan companies. | | | | record the iThe most important part of preparing for |
| Most colleges have one or two loan companies that | | | | your education is obtaining funding for college - most |
| they work with routinely to get funding for potential | | | | of which will be through obtaining student loans. This |
| students. Unfortunately, these companies may not | | | | can be a very easy process, but if you want the |
| offer the best service, interest rates, or terms. You | | | | best loans for your finances you should really |
| should not simply take whatever your college hands | | | | consider various student loan companies. Most |
| you and sign away thousands of future dollars. | | | | colleges have one or two loan companies that they |
| | | | work with routinely to get funding for potential |
| 1. Not all student loan companies are the same. Some | | | | students. Unfortunately, these companies may not |
| are easier to work with than others. Some require | | | | offer the best service, interest rates, or terms. You |
| credit checks and others do not. It is important that | | | | should not simply take whatever your college hands |
| you contact various student loan companies to | | | | you and sign away thousands of future dollars. |
| determine the best company and loan for you. | | | | 5. When you have called several companies, you |
| 2. Create a list of questions that you need to ask the | | | | should compare the information you were given with |
| student loan companies. Your list should contain items | | | | reviews of the companies online. This is fairly easy to |
| such as whether or not a credit check is required, | | | | do by doing a search for the company. Anyone with |
| what they base your loan amount on, and what their | | | | several bad reviews should be crossed off your list. |
| average interest rate may be. Other questions may | | | | 6. Once you have completed these steps you are |
| also come to mind based on your particular situation. | | | | ready to start comparing and decide where to get |
| 3. Create a spreadsheet or simple handwritten table | | | | your student loans. Remember that the best student |
| that you can use to record the information you get | | | | loan company may not have the lowest rates. You |
| when you start gathering your information. The table | | | | need to consider every aspect of the loan you are |
| should correspond with your questions and also | | | | trying to get to make sure that it is the right |
| contain space for the company name, the name of | | | | company for you. |
| the person you spoke with, and their phone number | | | | |