| Did you know that you could quickly and easily | | | | such as deferring my payments or even consolidating |
| consolidate student loans? I did not know that | | | | my student loans. She explained that the |
| consolidating was that easy. It was actually easier for | | | | consolidation process was actually very easy and we |
| me to consolidate student loans then it was for me | | | | went on line and did the application right there. |
| to initially get student loans. Recently, I needed to | | | | Thanks to her knowledge we were able to get the |
| consolidate my student loans. I had several loans with | | | | application done in minutes and I learned how easy |
| varying interest rates and varying payments and on | | | | consolidating student loans can be. |
| top of that, all the payments were all going to | | | | Now I have just one payment with a lower |
| different places. How confusing! | | | | interest-rate and peace of mind. I would suggest that |
| If I couldn't make a payment to one of the lenders a | | | | anyone that has multiple student loans, talk to your |
| certain month, then I tried to make it up. But as | | | | counselor and see what she can do for you. There |
| usual, late payment fees and interest rates piled up | | | | are many programs that can help you consolidate |
| to the point that I could not get out from under | | | | student loans. You just need to ask. You can also go |
| them. I talked to my financial counselor at school. She | | | | online or to your local bank to inquire about how to |
| was very helpful. She told me that I do have options | | | | consolidate student loans. |