| Are you paying for your education with student | | | | consolidation you need to make sure you are not |
| loans? Do you want to know about college student | | | | planning to go back to school anytime in the near |
| loan consolidation and when you are going to be able | | | | future. This is because they only allow you to |
| to do this? If you have already graduated, then you | | | | consolidate one time and if you go back to school |
| have got letters and postcards in the mail that talk | | | | you might have new loans to add into the college |
| about consolidating your loans and it is something you | | | | student loan consolidation. This is also because when |
| should consider. Here is how it works and when you | | | | you go back to school your loans are automatically |
| should consolidate. | | | | deferred until you stop going to school again. |
| First, once you graduate you will have 6 months | | | | Last, the major benefit of consolidating your loans is |
| before they say you are supposed to start paying | | | | that you will have only one payment to deal with. |
| on your loans. This is true, but what they do not tell | | | | This makes things easier and you usually can get a |
| you is that you can extend this period of time up to | | | | very similar and low interest rate as well. It is much |
| 2 more years if you need to. If not, then it is time to | | | | easier than trying to juggle 10 different payments |
| start paying on your loans and get them paid down | | | | that are due at different times of the month. Plus |
| so that you do not ahve them hanging over your | | | | you can usually get a lower payment this way, than |
| head anymore. | | | | if you leave them all separate. |
| Second, when it comes to college student loan | | | | |